Terms of Service

1. Acceptance of Terms

By accessing and using ktrlb.com ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily access the materials on ktrlb.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. User Accounts

3.1 Account Creation

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your information to keep it accurate, current, and complete
• Maintain the security of your password and identification
• Accept all responsibility for activities that occur under your account
• Notify us immediately of any unauthorized use of your account

3.2 Account Termination

We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason.

4. SMS/Text Messaging Terms (A2P Compliance)

4.1 Agreement to Receive Messages

By providing your phone number and checking the consent box, you agree to receive automated text messages from ktrlb.com. This agreement constitutes your express written consent to receive text messages under the Telephone Consumer Protection Act (TCPA) and applicable regulations.

4.2 Message Content and Purpose

Text messages may include, but are not limited to:

• Account notifications and updates
• Security alerts and verification codes
• Service-related announcements
• Transactional information
• Marketing and promotional messages (if you have opted in to receive them)

4.3 Message and Data Rates

You acknowledge and agree that:

• Message and data rates may apply to all text messages sent and received
• Rates are determined by your mobile carrier and your service plan
• ktrlb.com is not responsible for any charges incurred from your mobile carrier
• You are solely responsible for any charges from your mobile carrier
• Message delivery is not guaranteed and may be affected by factors beyond our control

4.4 Message Frequency

Message frequency varies based on your account activity and notification preferences. You can adjust your notification settings in your account dashboard. Typical message frequency may range from daily to weekly, depending on your preferences and account activity.

4.5 Opt-Out Rights

You have the right to opt out of receiving text messages at any time. You may opt out by:

• Replying "STOP" to any text message you receive from us
• Removing your phone number from your account settings
• Unchecking the SMS consent checkbox in your account settings
• Contacting us at karlie@ktrlb.com with your phone number and request to opt out

After you opt out, you will receive one confirmation message. After that, you will no longer receive text messages from us unless you opt back in. Opting out of text messages will not affect your ability to use other features of our services.

4.6 Help and Support

For help with our text messaging service, reply "HELP" to any message you receive from us. You will receive information about how to opt out and contact us for assistance.

4.7 Service Provider

We use Twilio, Inc. ("Twilio") as our service provider to send text messages. By using our text messaging service, you acknowledge that Twilio's terms of service and privacy policy may apply. For more information about Twilio, visit https://www.twilio.com/legal.

4.8 Phone Number Authorization

By providing your phone number, you represent and warrant that:

• You are the subscriber to the phone number provided, or you have authorization from the subscriber to provide consent
• The phone number you provide is accurate and current
• You have the authority to consent to receive text messages at that phone number
• You will notify us immediately if you change your phone number or if you are no longer the subscriber

4.9 Limitation of Liability

ktrlb.com and its service providers (including Twilio) are not responsible for:

• Any charges incurred from your mobile carrier
• Delayed or undelivered messages
• Messages sent to incorrect phone numbers due to errors in the information you provide
• Technical issues or network problems that prevent message delivery
• Any loss or damage resulting from your use of or inability to use the text messaging service

4.10 Changes to Text Messaging Terms

We reserve the right to modify these SMS/text messaging terms at any time. We will notify you of any material changes by posting the updated terms on this page and updating the "Last Updated" date. Your continued use of the text messaging service after such changes constitutes your acceptance of the modified terms. If you do not agree to the modified terms, you must opt out of the text messaging service.

5. User Content

You retain ownership of any content you submit, post, or display on or through the Service ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your User Content for the purpose of operating and providing the Service.

You are responsible for your User Content and warrant that you have all necessary rights to grant the license described above. You agree not to submit User Content that:

• Is illegal, harmful, or violates any laws
• Infringes on the rights of others
• Contains viruses or other malicious code
• Is spam or unsolicited commercial content
• Is defamatory, obscene, or offensive

6. Prohibited Uses

You agree not to use the Service:

• In any way that violates any applicable law or regulation
• To transmit any malicious code or viruses
• To impersonate or attempt to impersonate another user or entity
• To engage in any automated use of the system
• To interfere with or disrupt the Service or servers
• To collect or store personal data about other users without their consent

7. Intellectual Property

The Service and its original content, features, and functionality are owned by ktrlb.com and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Disclaimer

The materials on ktrlb.com are provided on an 'as is' basis. ktrlb.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

9. Limitations

In no event shall ktrlb.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on ktrlb.com, even if ktrlb.com or an authorized representative has been notified orally or in writing of the possibility of such damage.

10. Revisions and Errata

The materials appearing on ktrlb.com could include technical, typographical, or photographic errors. ktrlb.com does not warrant that any of the materials on its website are accurate, complete, or current. ktrlb.com may make changes to the materials contained on its website at any time without notice.

11. Links

ktrlb.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ktrlb.com. Use of any such linked website is at the user's own risk.

12. Modifications

ktrlb.com may revise these Terms of Service at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Service.

13. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

15. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect and enforceable.